“Joz Coetzer possesses an intellect and wealth of experience which makes him your go-to man to advise on all aspects of banking and finance.” (Chambers Global 2018)“Joz is our go-to-man for all banking related matters. He is very solution driven and tenacious. Not only does he have the best technical knowledge, he also has the ability to use his charm and people skills to negotiate a contract the way he deems best for his client.” (IFLR1000, 2017)“‘smart’, ‘solution-driven’ and has ‘excellent people skills’” ( Legal 500, 2015)“Sources are impressed by his technical skills and proactivity: ‘He’s very solution-driven, thinks outside the box and has a fresh approach.’”(Chambers Global, 2014)